New! Cigna SimplePlan
Medical benefits are provided through Cigna. Consider the physician networks, premiums, and out-of-pocket costs for each plan when making a selection.
Plan details
Carrier
Cigna
Plan Type
EPO
Has Out Of Network Coverage
No
Premiums
| Coverage Tier | SEMI-MONTHLY | BI-WEEKLY | WEEKLY |
|---|---|---|---|
| Employee Only | $105.82 | $97.68 | $48.84 |
| Employee + Spouse* | $257.43 | $237.62 | $118.81 |
| Employee + One Child | $151.27 | $139.63 | $69.82 |
| Employee + Two or More Children | $200.30 | $184.89 | $92.45 |
| Employee + Family* | $323.56 | $298.67 | $149.34 |
Coverage TierEmployee Only
- SEMI-MONTHLY
- $105.82
- BI-WEEKLY
- $97.68
- WEEKLY
- $48.84
Coverage TierEmployee + Spouse*
- SEMI-MONTHLY
- $257.43
- BI-WEEKLY
- $237.62
- WEEKLY
- $118.81
Coverage TierEmployee + One Child
- SEMI-MONTHLY
- $151.27
- BI-WEEKLY
- $139.63
- WEEKLY
- $69.82
Coverage TierEmployee + Two or More Children
- SEMI-MONTHLY
- $200.30
- BI-WEEKLY
- $184.89
- WEEKLY
- $92.45
Coverage TierEmployee + Family*
- SEMI-MONTHLY
- $323.56
- BI-WEEKLY
- $298.67
- WEEKLY
- $149.34
- *Working spouses will be encouraged to seek coverage through their own employers. A $100 monthly spousal surcharge will be assessed if you have elected coverage for your spouse and your spouse is eligible for coverage through his/her employer ($50 deducted twice per month).
Coverage Details
| Service | IN-NETWORK ONLY |
|---|---|
| Calendar Year Deductible - Individual | $0 |
| Calendar Year Deductible - Family | $0 |
| Coinsurance (Employee Pays) | 0% |
| Calendar Year Out-of-Pocket Maximum (Maximum Includes Deductible) - Individual | $7,500 |
| Calendar Year Out-of-Pocket Maximum (Maximum Includes Deductible) - Family | $15,000 |
| Preventive Care | 0% |
| Mdlive/Virtual Care | MDLive: $0 PCP Virtual Care: Tier 1: $50 / Tier 2: $100 Specialist Virtual Care: Tier 1: $100 / Tier 2: $200 |
| Primary Care | Tier 1: $50 / Non-Tier 1: $100 |
| Specialist | Tier 1: $100 / Non-Tier 1: $200 |
| Urgent Care | $200 |
| Emergency Room | $500 |
| DIAGNOSTIC TEST (X-ray, Blood Work) | PCP: Tier 1: $50 / Non-Tier 1: $100 Specialist: Tier 1: $100 / Non-Tier 1: $200 |
| Mental Health – Inpatient | $2,500 |
| Mental Health – Outpatient | $0 |
ServiceCalendar Year Deductible - Individual
- IN-NETWORK ONLY
- $0
ServiceCalendar Year Deductible - Family
- IN-NETWORK ONLY
- $0
ServiceCoinsurance (Employee Pays)
- IN-NETWORK ONLY
- 0%
ServiceCalendar Year Out-of-Pocket Maximum (Maximum Includes Deductible) - Individual
- IN-NETWORK ONLY
- $7,500
ServiceCalendar Year Out-of-Pocket Maximum (Maximum Includes Deductible) - Family
- IN-NETWORK ONLY
- $15,000
ServicePreventive Care
- IN-NETWORK ONLY
- 0%
ServiceMdlive/Virtual Care
- IN-NETWORK ONLY
- MDLive: $0 PCP Virtual Care: Tier 1: $50 / Tier 2: $100 Specialist Virtual Care: Tier 1: $100 / Tier 2: $200
ServicePrimary Care
- IN-NETWORK ONLY
- Tier 1: $50 / Non-Tier 1: $100
ServiceSpecialist
- IN-NETWORK ONLY
- Tier 1: $100 / Non-Tier 1: $200
ServiceUrgent Care
- IN-NETWORK ONLY
- $200
ServiceEmergency Room
- IN-NETWORK ONLY
- $500
ServiceDIAGNOSTIC TEST (X-ray, Blood Work)
- IN-NETWORK ONLY
- PCP: Tier 1: $50 / Non-Tier 1: $100 Specialist: Tier 1: $100 / Non-Tier 1: $200
ServiceMental Health – Inpatient
- IN-NETWORK ONLY
- $2,500
ServiceMental Health – Outpatient
- IN-NETWORK ONLY
- $0
Prescription Drug Coverage
| Tier | IN-NETWORK | OUT-OF-NETWORK |
|---|---|---|
| Calendar Year Deductible - Individual | $250 | N/A |
| Calendar Year Deductible - Family | $500 | N/A |
| Retail RX (30-Day Supply) - Preventive Generic Drugs | $0 Copay, no deductible | Not covered |
| Retail RX (30-Day Supply) - Generic Drugs | $25 copay | Not covered |
| Retail RX (30-Day Supply) - Preferred Drugs | $50 copay | Not covered |
| Retail RX (30-Day Supply) - Non-Preferred Drugs | $75 copay | Not covered |
| Mail Order RX (90-Day Supply) - Generic Drugs | $63 Copay | Not covered |
| Mail Order RX (90-Day Supply) - Preferred Drugs | $125 Copay | Not covered |
| Mail Order RX (90-Day Supply) - Non-Preferred Drugs | $188 Copay | Not covered |
| Mail Order RX (90-Day Supply) - Specialty / Specialty Injectibles | $150 Copay (per 30 days) | Not covered |
TierCalendar Year Deductible - Individual
- IN-NETWORK
- $250
- OUT-OF-NETWORK
- N/A
TierCalendar Year Deductible - Family
- IN-NETWORK
- $500
- OUT-OF-NETWORK
- N/A
TierRetail RX (30-Day Supply) - Preventive Generic Drugs
- IN-NETWORK
- $0 Copay, no deductible
- OUT-OF-NETWORK
- Not covered
TierRetail RX (30-Day Supply) - Generic Drugs
- IN-NETWORK
- $25 copay
- OUT-OF-NETWORK
- Not covered
TierRetail RX (30-Day Supply) - Preferred Drugs
- IN-NETWORK
- $50 copay
- OUT-OF-NETWORK
- Not covered
TierRetail RX (30-Day Supply) - Non-Preferred Drugs
- IN-NETWORK
- $75 copay
- OUT-OF-NETWORK
- Not covered
TierMail Order RX (90-Day Supply) - Generic Drugs
- IN-NETWORK
- $63 Copay
- OUT-OF-NETWORK
- Not covered
TierMail Order RX (90-Day Supply) - Preferred Drugs
- IN-NETWORK
- $125 Copay
- OUT-OF-NETWORK
- Not covered
TierMail Order RX (90-Day Supply) - Non-Preferred Drugs
- IN-NETWORK
- $188 Copay
- OUT-OF-NETWORK
- Not covered
TierMail Order RX (90-Day Supply) - Specialty / Specialty Injectibles
- IN-NETWORK
- $150 Copay (per 30 days)
- OUT-OF-NETWORK
- Not covered
