Eligibility

If you are a full-time employee of Willow Bridge who is regularly scheduled to work at least 30 hours per week, you are eligible to participate in medical, dental, vision, life and disability plans, and additional benefits.

Your elections are effective after 30 days of employment. Benefits cannot be changed until the next enrollment period unless you experience a Qualifying Life Event.

• Your legal spouse (or common-law spouse where recognized).
• Children under the age of 26 (includes birth children, stepchildren, legally adopted children, children placed for adoption, foster children, and children for whom you or your spouse have legal guardianship).
• Dependent children 26 or more years old, unmarried, and primarily supported by you and incapable of self-sustaining employment by reason of mental or physical disability which arose while the child was covered as a dependent under this plan (periodic certification may be required).

You can update your benefits when you start a new job or during Open Enrollment each year. But changes in your life called Qualifying Life Events (QLEs), as determined by the IRS, can allow you to enroll in health insurance or make changes outside of these times.

• A change in the number of dependents (through birth or adoption or if a child is no longer an eligible dependent)
• A change in your legal marital status (marriage, divorce, or legal separation)
• A change in a spouse’s employment status (resulting in a loss or gain of coverage)
• Entitlement to Medicare or Medicaid
• Eligibility for coverage through the Marketplace (Healthcare.gov)
• Changes in address or location that may affect coverage
• Turning 26 and losing coverage through a parent’s plan
• A change in employment status from full-time to part-time, or part-time to full-time, resulting in a gain or loss of eligibility
• Death in the family (leading to change in dependents or loss of coverage)
• Changes that make you no longer eligible for Medicaid or the Children’s Health Insurance Program (CHIP)

• If you want benefits coverage for 2027, you must enroll during Open Enrollment. Your current benefit elections will not automatically carry into 2027.
• Reach out to Willow Bridge’s People and Culture Benefits Department with questions regarding specific life events and your ability to request changes. They can be reached at benefits@willowbridgepc.com. Don’t miss out on a chance to update your benefits!
• Questions? Contact benefits@willowbridgepc.com

If both you and your spouse are employed by Willow Bridge, you are required to designate one individual as the primary enrollee for health coverages.

• If coverage includes one or more dependents, the primary enrollee must elect Family Coverage.
• If no dependent children are to be covered, the primary enrollee must elect Employee + Spouse Coverage.